California Umbrella Insurance

UMBRELLA INSURANCE

If your auto or home insurance coverage isn’t enough to cover a claim, can you afford to pay for the remaining damages/expenses out of pocket? If not, are you prepared to have your wages garnished or a lien put on your house?

As with life insurance, umbrella policies provide peace of mind; it’s the ultimate in insurance protection. Umbrella policies provide additional liability coverage (starting at $1M) over and above your underlying auto, home and watercraft policy limits.

Umbrella policies aren’t just for the rich; they are an extremely cost effective option for anyone with assets and/or a family. The coverage kicks-in when the liability limits on existing primary policies are exhausted. This coverage pays for the following:

• Medical Expense for persons injured in accidents
• Property Damage
• Rehabilitation Therapy
• Lost Wages
• Legal Defense Costs
• Provides Coverage anywhere in the world