Dog Liability Insurance
Did you know that most insurance companies won’t insure your home if you have a dog that is identified on the “dangerous” or “blacklisted” breed list?
You don’t have to move! You don’t have to give up your beloved pet! We have the solution!
According to most insurance companies, the following are known as "Dangerous Breeds":
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We are especially sensitive to this issue. As proud Pit Bull owners, we couldn’t imagine being discriminated against because our 4-legged family member is identified by most insurance companies as a “dangerous breed”.
One third of home insurance claims are dog related. It’s common for a dog claim to exceed $300K.
Don’t assume your policy protects you in the event of an accident caused by your dog because you’ve been with the same insurance company for years. Insurance companies are regularly modifying their policies and what they will cover and, more importantly, what they won’t cover. Your company may not know you have a “dangerous” dog. If they find out, they will most likely cancel your policy immediately or won’t renew your policy.
Keep in mind, not all dog claims are related to a dog being aggressive or biting. Let’s say you have a SUPER FRIENDLY Pit Bull with a very wiggly butt and she greets your neighbor with a jump. The person falls and hits their head on a curb; this is a potential dog claim. This exact scenario happened to one of our clients; the injured person had around $30K in medical expenses. Would you be able to pay for this out of pocket?
We know as well as you do, it’s not the dog, it’s the owner. Einhorn Insurance provides home/renter policies that cover the unintentional actions of your family members INCLUDING PETS (as long as your dog doesn’t have a documented history of aggression or biting). Home insurance provides liability coverage for your pets all around the world. You can be with your pooch in China and you are covered!!!!!
As dog lovers, Einhorn Insurance is involved with over 30 “dangerous” dog rescues throughout California and donates monthly to these organizations.
For more information regarding dog liability insurance, please fill out the form below: